General overview

amir.rw

AMIR CONSULT, P.O Box

     6526, Kigali Rwanda

Email: [email protected]

www.amir.org.rw

Mobile: +250 783423742

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AMIR CONSULT PROFILE

AMIR Consult Company limited is an economic arm of the Association of Microfinance Institutions in Rwanda (AMIR). It was established in February 2015 and got its registration on 2nd April 2015.

AMIR decided to form AMIR Consult for the purpose of fostering its sustainability and doing business with microfinance sector practitioners through consultancies and technical assistance and also by becoming as one stop center for MFIs and SACCO audit services.

AMIR Consult is owned totally by AMIR and is governed by 5 Board of Directors. There are 7 staff members led by the Managing Director and 10 working partners with requisite and various competencies needed in the Microfinance Sector.

AMIR Consult works closely with Microfinance professionals and certified consultants for monitoring the quality of the work done and as well as insuring that MFIs/SACCOs are satisfied with the work done.

2. AMIR CONSULT Mission and Vision

The vision of AMIR CONSULT is to become an expert firm with maximum market share in the microfinance industry in Rwanda, regionally and internationally therefore generating income to support AMIR’s financial sustainability.

The mission of AMIR CONSULT is to foster professionalism in the financial sector through diversified products and services such as mobile banking, auditing, technical assistance, research, refinancing, strategy and business planning, operational manual development, financial education and other services to the market according to the needs and demand.

3. Key objectives of AMIR consult

  1. To become change agent for the growth of microfinance sector in Rwanda by building capacity and to provide innovative services
  2. To build strategic alliance partnership with competent firms locally regionally and internationally so as to build goodwill in business.
  3. To be a center of highly quality information, research and development in Rwanda by providing updated information on the MFIs and cooperative performance.
  4. To increase AMIR’s financial sustainability

4. AMIR Consult product and services

  1. AMIR Consult is one stop services center for microfinance sector composed of the following shared services:
  2. IT shared platform composed of core banking system, hardware and data base, data hosting, network connectivity and power supply.
  3. Internal and External audit
  4. Legal and credit recovery services
  5. Microfinance Refinancing Fund
  6. Insurance services
  7. Security services for AMIR members
  8. Capacity building services
  9. Social performance management
  10. Provision of financial education modules for children using Aflatoon system
  11. Financial education for adults using World Bank modules
  12. Provision of technical assistance services to Microfinance and SACCO institutions
  13. Conduct assessments, due diligence and evaluation

4.1 Amir Consult segment niche includes:

Microfinance institutions and SACCOs

  • Demand side will focus on the actors in the supply chain finance such as producer cooperatives, associations, SMEs enterprises and other form of marketing, transport and service cooperatives.
  • VSLAs managed by international and national NGOs
  • Microfinance sector reviews and analysis for Government and development partner programs

4.1.1 MFIs and Saccos

  • AMIR Consult is good at institutional assessment using micro score.
  • Developing, customizing and delivering of Financial education modules
  • AMIR Consult is good at portfolio review, product and market development
  • AMIR Consult is good at providing consultancy services in business and strategic planning, and financial projection.
  • We are good at developing the working manuals
  • In collaboration with expert partners AMIR Consult will be able to provide auditing services and risk management
  • AMIR Consult is teaming up with Cooperative Colleges in the region to provide specialized training for the Saccos.
  • AMIR Consult have experience in working with Saccos and MFIs therefore will provide all the needed services at affordable price according to Sacco financial capability

4.1.2 Producer and marketing cooperatives

AMIR Consult in the spirit of building strong value chain finance has the following products for Producer and marketing cooperatives:

  • Technical assistance and capacity building in business development services and entrepreneurship
  • Capacity building record keeping
  • Capacity building in Loan management
  • Financial education
  • Business plan development and linking the cooperatives to the financial institutions
  • Cooperative management and leadership
  • Capacity building cooperative communication and emotional intelligence
  • Doing market intelligence for the cooperatives

4.1.3 VSLAs managed by international and national NGOs

  • AMIR Consult provides entrepreneurship training to VSLAs through the community facilitators in partnership with the best BDS provider available in the market.
  • AMIR Consult connects the VSLAs to formal financial services including connecting them to e-banking services.
  • VSLAs get financial education training using AMIR’s financial educational programs.

4.1.4 Microfinance sector reviews and analysis

AMIR consult being main actor in the sector has skills and competencies of analyzing issues facing the microfinance sector in Rwanda.

We have participated in various studies and the recent one is the research done on causes of high non-performing loans in Microfinance and Saccos.

5. AMIR CONSULT PARTNERSHIPS

AMIR Consult have partnered with various organizations and persons that have the prominent skills and competencies needed in the financial sector within and outside the country including partners who’s passion to support the growth of microfinance sector.

These are:

Organization

Area of focus
SBFIC Technical and financial support
RICEM We provide services on module development and  facilitate training
Access to Finance Rwanda ( AFR) Capacity building and a funder
UNCDF Capacity building and a Funder
Business Continuity Plan  Company ltd. Risk assessment, business planning and financial management
Ross Nathan, CEO Vision fund Rwanda Leader’s mentorship program for the Board and Senior Managers
ISUCCEED International MFI’s business process re- engineering and systems.
ATIKUS Microinsurance and computerized loan processing system for MFIs and SACCOs
Finance International Center Capacity Building in accounting and Finance  for Microfinance Institutions and SACCOs
Other partnerships Consortium of individual consultants
Development Bank of Rwanda Capacity building and information sharing
FINTECH Technological provider on shared IT services
Popconn Provider of shared internet services
RSWITCH Technological provider e-channel integration and data center.
GPO Partners Provider of shared audit services
RSK Provider of shared audit services
DELTA Finance Provider debt recovery services
ACA Provider debt recovery services
SCACO Provider debt recovery services